Getting a New Phone Plan? Here’s How to Find the Best One for You

If you’re planning to get a new phone plan, make sure you’re paying for what you really need. This way, you can be a satisfied consumer enjoying fast data, reliable coverage and great customer service.

Subscribers differ in their phone plan needs, so make certain that you’re not signing up for anything unnecessary. To get the best mobile service for your lifestyle and budget, here are some essential tips.

1. Consider whether you require a postpaid or prepaid plan

Mobile providers normally offer two types of services: postpaid packages and prepaid plans. Both plans deliver voice, SMS and data connectivity but there are also some significant differences between them.

  • Postpaid

This a monthly service contract. You will sign up for coverage within a certain timeframe then pay a set amount per month. You’ll lock yourself into the contract and will likely have an exit fee if you terminate the contract early. When under a postpaid plan, be cautious about your data usage because any excess use means additional charges in your monthly bill.

  • Prepaid

This is a contract-free phone plan where you make an upfront payment for calls, data and SMS until they expire or run out. The greatest advantage of this type of plan is the flexibility it allows you to carefully control your expenses. Unlike postpaid, you make a full payment at the start of every month for a specific usage quantity.

2. Weigh your options carefully

Don’t just pick out a plan based on the price. Look at the offers of both postpaid and prepaid plans, and choose which one fits your usage pattern. If you’re paying a small fee every month but consistently get extra charges, you’re probably on the wrong plan.

Observe your phone usage before signing up. If you always make calls, picking a plan with unlimited voice calls may work best for you. If you tend to watch videos a lot on your smartphone, consider choosing a plan with more data.

●      Go through your old phone bills.

Check your old phone bills and look at your data usage. If you’re only using a small amount of data and making only 10 to 20 calls per month, you may need to consider getting a smaller plan. Your phone habits should dictate what plan you’ll be getting to save yourself from unnecessary costs.

●      Look at the overall cost.

When you choose a postpaid plan, the essential number to always look for is the minimum total cost over the length of contract. For a start, it’s a total minimum cost, so you should expect that you can still end up paying more. Moreover, it will include all extra monthly costs that may be added after you sign up. This way, you can get a clearer picture of what you’ll be paying for.

●      Consider your need for speed.

If you want the fastest broadband speed for your phone plan, then you’ll be needing 4G. Not all service providers offer this, so the best way to check is to look at their website for mobile promotions. You can also ask your friends or relatives about which service provider offers the fastest broadband service in your area.

You are most likely to use your phone at work and at home. Run a speed test by Ookla in those locations to measure data speed. This way, you can review the service before making a commitment.

3. Think about making no commitments.

If you don’t think that a contract fits you, you always have other options. You can either go for a prepaid package or a month-to-month plan. A month-to-month plan is somewhat similar to a postpaid plan, except that it’s cheaper and you can end it anytime you want. Unless you go over your data cap, you pay the same amount every month.

Don’t think that you’re missing out on a “free” new phone. Once you do the math, you’ll realize that getting a phone with a two-year plan is usually as expensive as buying the phone outright. It’s up to you whether you are willing and able to pay a lump sum now with no contract, or sign up then pay for it bit by bit.

If you’re overwhelmed with the various phone plans now available in the market, go back and focus on your usage and budget. Reputable phone plan providers offer a platform for reviewing your monthly phone bill online, so make good use of that information to think about your phone plan preferences and requirements.

Don’t rush making your decision and put much time in choosing your phone plan to save money. Doing so will also help you avoid making a commitment to a contract that isn’t right for you.